Fact Sheet a quick overview

LSInsights is a national life settlement brokerage firm operating through advisors to help match life insurance policy sellers with policy buyers in the dynamic secondary market place for life insurance.

LSInsights was founded in January 2004 by a team of seasoned financial executives possessing industry and cross functional knowledge in insurance, investment, financial planning, accounting, business development and management, and consulting.

The seasoned team of LSInsights executives identified an unmet, growing need in the secondary life insurance market and created a professional firm based on the principles of value and trust.

LSInsights provides owners of unwanted life insurance policies access to a dynamic secondary market where professional associates quickly negotiate an economic solution that unlocks hidden policy value. LSInsight's business model, experience, and superior negotiation skills, supported by proprietary valuation models, enables LSInsights to maximize settlement amounts.

LSInsights adheres scrupulously to all state and federal regulations, employing state-of-the-art compliance and anti-fraud systems.

LSInsights differentiates itself from the competitive set by: filtering cases immediately, employing state-of-the-art technology to manage case files, multiple bidding each policy, maintaining open communication with all parties and delivering quality offers and a fast accurate settlement.

LSInsights offers individuals, corporations and charitable organizations a new financial tool to realize more money than the "cash surrender value" of a life insurance policy.

The secondary life insurance market offers people greater control of their assets. Policy owners should routinely evaluate the performance of their policies looking at premium outlay, investment return, mortality charges and death benefit along with their needs and current financial situation. Consumers may no longer need a specific policy if they no longer need to provide for a beneficiary, if over insured, or simply if they need additional cash. If a consumer no longer needs a life insurance policy, it is recommended to compare the cash surrender value of the policy to the fair market value of the policy determined by the secondary life insurance market.

Charitable organizations can benefit from the secondary life insurance market by using donated policies as a tool to fund immediate cash needs and an opportunity to increase donor recognition.

Corporations can benefit from the secondary life insurance market by selling policies of former executives, or they can use unwanted policies as a tool to enhance severance or retiree packages.

In today's economic environment, it is every financial advisor's fiduciary responsibility to understand the benefits of the secondary life insurance market. LSInsights is positioned to take a leadership role in the consumer and financial planner education process, thereby growing the category and helping advisors provide better service to their clients.

LSInsights is headquartered in Ohio and currently operates in 47 states. LSInsights has an aggressive roll-out plan and anticipates being available in all states by next year.

LSInsights is committed to building systems that simplify and expedite the life settlement transaction for policy owners and their advisors.

LSInsights is poised to be the leading national brokerage in the secondary market for life insurance and will be the first choice for life insurance agents, financial advisors, and policy owners of unwanted life insurance policies to explore the secondary insurance market.